Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Jodhpur. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Jodhpur include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Jodhpur, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Jodhpur. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Jodhpur give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Jodhpur, also called as "Sun city" for its bright weather, is situated in the North-western Indian state of Rajasthan and is a popular tourist destination in India. Jodhpur city is the administrative headquarters of Jodhpur District. According to Hindu epic Ramayana, the kingdom of Abhiras was the original inhabitants of Jodhpur and later Aryans spread to this region. The current administration of the city takes place under its 67 wards each represented by an area comparator. Tourism is the main source of economy as it serves the handicraft industry as well as local businesses. Bajra (pearl millet), Rabi, wheat, pulses and a variety of spices like jeera, dhania and red chilli are the major crops grown in Jodhpur. The city is a major hub of many education institutions like Indian Institute of Technology Jodhpur (IITJ), All India Institute of Medical Sciences Jodhpur, National Law University Jodhpur. The places which attract tourist are Mehrangarh Fort, Jaswant Thada, Umaid Bhawan Palace Museum, clock towers among others.
Multiple banks and NBFCs have branches across the vast city of Jodhpur in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.
We do not take a fee or commission from your amount when you apply for personal loan online in Jodhpur through us. We ensure that you get the best deal for personal loan in Jodhpur by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Jodhpur. We help process requirements in every area across the city of Jodhpur. You can get instant personal loan online approval in Jodhpur provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Jodhpur will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Jodhpur.
If you are looking to find out which bank is best for personal loan in Jodhpur then click on the apply online link and feed in your eligibility. Based on the factors we will present the banks which provide the best deal for your requirement. There are no set criteria for which bank is best for personal loan in Jodhpur as the basis of getting a low interest rate depends entirely on your eligibility. The banks will look at your CIBIL Score, employment, salary and other factors before advancing you a loan.
Eligibility Criteria for Personal Loan in Jodhpur
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Jodhpur is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Jan 2019
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