Personal Loan in 
Kochi

Personal Loan Interest Rates in Kochi from 11.49% onwards for the month of Dec 2016

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Personal Loan in Kochi by Cashkumar has been rated a good    4.2/5.0  by 13 customers  Write a Review
HDFC Bank Personal Loan in Kochi

 

ICICI Bank Personal Loan in Kochi

 

Axis Bank Personal Loan in Kochi

 

Citibank Personal Loan in Kochi

 

Kotak Bank Personal Loan in Kochi

 

RBL Bank Personal Loan in Kochi

 

Tata Capital Personal Loan in Kochi

 

Fullerton Personal Loan in Kochi

 

IndusInd Bank Personal Loan in Kochi

 

Cashkumar Kochi

CASHKUMAR
KOCHI

Best Personal Loan Providers in Kochi

Kochi Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Kochi. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Kochi include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Kochi, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Kochi. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Kochi give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Kochi also known as Cochin earlier is the second largest city in the state of Kerala. It is situated on the coast and is popular for its beaches and backwaters. Quite popularly known as the Queen of the Arabian Sea, this historic city was a harbour and trading centre for spices. The civic administration of Kochi is divided into 74 wards which includes localities like aluva, kaloor, panampilly nagar, vyttila, nettoor, cheranalloor etc. Kochi is called the commercial capital of the state of Kerala due to its natural harbour and corporations in the areas of chemical, IT and health services. The headquarters of the Federation Bank is located in the city of Kochi. It is also landmarked with the LuLu Mall, the largest shopping mall in India along with the fort area and the Syro-Malabar Church.

Kochi or Cochin is the business centre for Kerala with a presence of all the big private banks and financial institutions. The institutions have branches all over the city which cater to the different needs of people including personal loans in Kochi. The different banks and institutions in the private sector which have branches in the city of Kochi include:

ICICI Bank - is the second largest private sector bank in India which has approximately about 32 full and part service branches in the district of Ernakulam

HDFC Bank - is the largest private sector bank in the country and operates in Ernakulam from approximately about 40 branches

Axis Bank - is the third largest bank in the country in the private sector and operates about 16 branches in the district of Ernakulam

Kotak Bank - is a large bank in the private sector which works in about 10 branches in the district

Citibank - is operating out of about 1 branch in the city of Kochi

Bajaj Finserv - is one of the largest NBFCs in India with 1 branch in Kochi city

Tata Capital - is again a well-known NBFC with about 1 branch in Kochi

Fullerton - services the entire city of Kochi through their 1 branch

Now you can get instant personal loan online approval in Kochi if you apply for a personal loan online through our site and meet the requisite eligibility criteria. Personal loan agents in Kochi work with a limited set of banks who might not be able to process or give you the best deal as compared to an aggregation platform. You can get the lowest interest rates for personal loan in Kochi if you have the right credentials from any of the different banks and NBFCs we work with. So if you are wondering how to get a personal loan in Kochi, read further on aspects like EMIs, eligibility, CIBIL and other factors that will affect you on our site. Explore the different areas covered in Kochi where service will be delivered to your doorstep right from document collection to disbursal. Through our smart form and backend software we will check you eligibility against those listed by our multiple partners to show the best deal for personal loan in Kochi available to you. We do not charge you for our services so feel free to contact us on our number or fill your details in our forms and we will call you back.

Eligibility Criteria for Personal Loan in Kochi

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
Read More

Documents Required for Kochi Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
Read More

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Banks where you can get a
Personal Loan in Kochi

Bank Address
HDFC BANK COCHIN RAVIPURAM BRANCH

ELMAR SQUARE39/4157, M.G.ROAD,RAVIPURAM,COCHINKERALA682 016

IFSC Code:
HDFC BANK COCHIN KADAVANTHRA BRANCH

M K S TOWERS,SAHODHARAN AYYAPPAN ROAD,KADAVANTHRACOCHINKERALA682020

IFSC Code:
HDFC BANK COCHIN BANNERJI ROAD BRANCH

HDFC BANK, SUDHAS BUILDING , GROUND FLOOR, MADHAVA PHARMACY, BANNERJEE ROAD, COCHIN, KERALA - 682018

IFSC Code:
HDFC BANK COCHIN PALARIVATTAM BRANCH

PALARIVATTAM.BUILDING NO. 32/1182,GROUND FLOOR,PALARIVATTAM JUNCTION,COCHINKERALA682025

IFSC Code:
HDFC BANK KAKKANAD BRANCH

K AND T TOWERS, NEAR KAKKANAD POST OFFICE, KAKKANAD KOCHI KERALA 682030

IFSC Code:
HDFC BANK PARAVUR BRANCH

ADAM PLAZA,MUNICIPAL JUNCTION, TEMPLE ROAD,PARAVUR DIST ERNAKULAM KOCHI KERALA 683513

IFSC Code:
HDFC BANK MAIN BRANCH CHOICE TOWERS BRANCH

GROUND FLOORMANORAMA JUNCTIONERNAKULAM SOUTH

IFSC Code:
HDFC BANK WILLINGDON ISLAND BRANCH

GR FLOOR, 5TH CROSS ROADWILINGDON ISLANDWILINGDON ISLAND

IFSC Code:
HDFC BANK EDAPALLY BRANCH

GROUND FLOORNATIONAL NANDANAMPALACE ROAD, EDAPALLY

IFSC Code:
HDFC BANK ST JOSEPH BRANCH

D 12CATHOLIC CENTRETHOPPUMPADY

IFSC Code:
HDFC BANK PACHALAM BRANCH

HDFC BANK LTD.DE SERVICE PARK,SRM ROAD,PACHALAM

IFSC Code:
HDFC BANK KURIAN TOWERS BRANCH

BANERJI ROAD,PB NO 2561,ERNAKULAM,

IFSC Code:
HDFC BANK ERNAKULUM BRANCH

MG RAOD DOOR NO 40/7995 BPRABHU TOWERS GROUND FLOORM G ROAD KERALA

IFSC Code:
HDFC BANK FIFA TOWERS BRANCH

PANAYAPPILLYKOCHIKOCHI

IFSC Code:
HDFC BANK DR.MENEZES BUILDINGS, PALLURUTHY BRANCH

DOOR XXXIII/2411DR.MENEZES BUILDINGS,DR.MENEZES BUILDINGS,

IFSC Code:
HDFC BANK DOOR 11/ 597,AMEENA SHOP CENT,KARUVANNUR BRANCH

DOOR 11/597,AMEENA SHOPPING CENTREKARUVANNUR

IFSC Code:
HDFC BANK SREENARAYANAN SAMAJAM,SHOPCOMP,TALIKULAM BRANCH

1ST FLOOR, SREENARAYANAN SAMAJAMSHOPPING COMPLEXTALIKULAM

IFSC Code:
HDFC BANK INFO PARK KOCHI BRANCH

HDFC BANK LTD., ATHULYA, INFO PARK, KUSUMAGIRI P.O., KAKKANAD KOCHI KERALA 682030

IFSC Code:
HDFC BANK PETTAH KOCHI BRANCH

HDFC BANK LTD. PRANAVAM TOWER, PETTA JUNCTION, POONIT HURA COCHIN KERALA 682038

IFSC Code:
HDFC BANK PANAMPILLY NAGAR BRANCH

KAIRALI APARTMENTS SOUTH END OF PANAMPILLY NAGAR COCHIN KERALA 682036

IFSC Code:
HDFC BANK JAWAHAR NAGAR BRANCH

HDFC BANK LTD NEW BUILDING SUBASH CHANDRA BOSE ROAD JAWAHAR NAGAR KOCHI KERALA 682019

IFSC Code:
ICICI BANK KOCHI KADAVANTARA BRANCH

KOCHI

IFSC Code:
ICICI BANK PALARIVATTOM, KOCHI BRANCH

ICICI BANK LTD., MOIDU'S BUILDING, S.N JUNCTION, PALARIVATTOM, KOCHI - 682037, KERALA

IFSC Code:
ICICI BANK VYTILA, ERNAKULAM BRANCH

ICICI BANK LTD., PAREKKATTIL TOWERS, OPPOSITE WELCARE HOSPITAL,VYTILA , ERNAKULAM - 682019, ERNAKULAM DIST., KERALA.

IFSC Code:
ICICI BANK KOCHI ELAMAKKARA, KERALA BRANCH

ICICI BANK LTD., BROADWAYS ARCADE, PUNNAKAL JUN, ELAMAKKARA, KOCHI - 682026, ERNAKULAM DIST., KERALA

IFSC Code:
ICICI BANK RAVI PURAM KOCHI, KERALA BRANCH

ICICI BANK LTD., TEEPEYEM TOWER, OPP. SHIPYARD, RAVI PURAM, KOCHI - 682020, ERNAKULAM DIST., KERALA.

IFSC Code:
ICICI BANK CHEMBUMUKKU KOCHI, KERALA BRANCH

ICICI BANK LTD., PALACKAL BUILDING, CHEMBUMUKKU, KAKKANAD, KOCHI- 682030, ERNAKULAM DIST., KERALA.

IFSC Code:
ICICI BANK KOCHI WELLINGTON ISLAND KERELA BRANCH

ICICI BANK LTD, OLD DLB BUILDING, WILLINGDON ISLAND, KOCHI - 682 009.KERALA

IFSC Code:
ICICI BANK KOCHI JAWAHAR NAGAR KERELA BRANCH

ICICI BANK LTD., ISSAC'S TOWERS, NEAR BREAD WORLD, JAWAHAR NAGAR, KOCHI- 682020, KERALA

IFSC Code:
ICICI BANK THOPPUMPADY, KOCHI BRANCH

ICICI BANK LTD., AMBAL BUILDING, NEAR GAMMON BRIDGE, THOPPUMPADY, KOCHI - 682006, ERNAKULAM DIST., KERALA.

IFSC Code:
ICICI BANK THEVARA BRANCH

ICICI BANK LTD., MARIA BUILDING, 26/1722-E1, ELAMKULAM VILLAGE, THEVARA, KOCHI - 682103, ERNAKULAM DIST., KERALA

IFSC Code:
ICICI BANK KOCHI BYEPASS NH BRANCH

ICICI BANK LTD., SAMUEL SONS TOWER, SHOBA ROAD, NH - BYEPASS, VENNALA P.O, KOCHI - 682028, KERALA

IFSC Code:
ICICI BANK PANAMPILLY NAGAR BRANCH

ICICI BANK LTD., MANNA, NEAR AVENUE CENTRE, PANAMPILLY NAGAR, KOCHI - 682036, KERALA

IFSC Code:
ICICI BANK PACHALAM BRANCH

ICICI BANK LTD., IDASSERIL CHAMBERS, LINK PARK, POTTAKUZHI ROAD, PACHALAM, KOCHI - 682012, KERALA

IFSC Code:
ICICI BANK EDAPALLY ERNAKULAM BRANCH

EDAPALLY

IFSC Code:
ICICI BANK ERANKULAM PALLIMUKKU BRANCH

ICICI BANK 3RD FLOOR THARAKAN HOUSE PALLIMUKKU M G ROAD COCOHIN 682016

IFSC Code:
STATE BANK OF INDIA OVERSEAS BRANCH, KOCHI BRANCH

DIST ERNAKULAM, KERALA 682 003

IFSC Code:
STATE BANK OF INDIA PANAYAPALLI, KOCHI BRANCH

POST BAG NO.280,XII BY 1052,PANAYAPALLY,KOCHI,DISTERNAKULAM,682002

IFSC Code:
STATE BANK OF INDIA NRI, KOCHI BRANCH

DEEPA THEATRE BLDG,M.G.RD.,NRI KOCHI,ERNAKULAM,KERALA

IFSC Code:
STATE BANK OF INDIA KALOOR BRANCH

PB NO. 1862, BONOTH SHOPPING ,COMPLEX, KOCHI,KOCHI PIN - 682017

IFSC Code:
STATE BANK OF INDIA PERUMBAVOOR BRANCH

MULLAPALLI BLDGS.,ALWAYEMANNAR ROAD,PIN682542

IFSC Code:
STATE BANK OF INDIA VYTTILA, KOCHI BRANCH

29 1288, B-CUMMINS BUILDINGVYTTILLA JUNCTION, NATIONALHIGHWAY, KOCHI , PIN - 682019

IFSC Code:
STATE BANK OF INDIA TREASURY BRANCH, ERNAKULAM BRANCH

2ND FLOOR KTDC BLDG, SHANMUGHAM ROAD, DISTT. ERNAKULAM, KERALA 682 031

IFSC Code:
STATE BANK OF INDIA SERVICE BRANCH, ERNAKULAM BRANCH

KAILASAM, TD ROAD, SOUTH END, DISTT. ERNAKULAM, KERALA 682 011

IFSC Code:
STATE BANK OF INDIA INFOPARK BRANCH, KOCHI BRANCH

NPOL COMPOUNDKAKKANADERNAKULAM KERALA 682037

IFSC Code:
STATE BANK OF INDIA CENTRE OF ENGG STUDIES, CUSAT BRANCH

SCHOOL OF ENGG MAIN CAMPUS, CUSAT,KALAMASSERI, ERNAKULAM DISTRICT 682022

IFSC Code:
STATE BANK OF INDIA HIGH COURT OF KERALA BRANCH

HIGH COURT COMPLEX, GROUND FLOOR, ERNAKULAM, KOCHI, KERALA 682031

IFSC Code:
STATE BANK OF INDIA KOCHI REFINERIES BRANCH

KOCHI REFINERIES COMPOUND, AMBALAMEDU, ERNAKULAM DISTRICT, KERALA 682303

IFSC Code:
STATE BANK OF INDIA MINICOY BRANCH

MINICOY,KADEEJA MANIKKA,FURAKKAD AOUGE HOUSE,SEDIVALU VILLAGE,DIST682559

IFSC Code:
STATE BANK OF INDIA CHOTTANIKARA BRANCH

KRISHNANS BUILDING,CHOTTANIKARAA BYE PASS JUNCTION,DISTERNAKULAM 682312

IFSC Code:
STATE BANK OF INDIA KANJIRAMATTOM BRANCH

AP4 BY 484,KOLATHAKKOOTTIL HOUSE,KANJIRAMATTOM JUNCTION,DISTERNAKULAM 682315

IFSC Code:
STATE BANK OF INDIA KADAVANTHRA BRANCH

NO 57314A NAVEEN ARCADERAVINDRAN ROAD KADAVANTHTRA POST ERNAKULAM KERALA682020

IFSC Code:
STATE BANK OF INDIA KATHRIKADAVU BRANCH

GRAND BAYKATTAKKARA JNKALOOR KADAVANTHRA ROADKALOORCOCHIN 17ERNAKULAMKERALA682017

IFSC Code:
STATE BANK OF INDIA PANAMPILLY NAGAR BRANCH

DOOR NO395173 A KC ABRAHAM MASTER ROADPANAMPILLY NAGAR KOCHI DISTTERNAKULAM KERALA682036

IFSC Code:
STATE BANK OF INDIA PONEKKARA BRANCH

ATHEKKEDATH COMPLEX POYSHA ROAD PONEKKARA DISTT ERNAKULAM KERALA 682041

IFSC Code:
STATE BANK OF INDIA DESOM BRANCH

KUNNUMPURAM, POST.DESOM, DIST. ERNAKULAM, KERALA- 683102

IFSC Code:
STATE BANK OF INDIA KOOTHATTUKULAM BRANCH

VALIYAKULANGARA TOWERS, KOOTHATTUKULAM, DIST.ERNAKULAM, KERALA-686662

IFSC Code:
STATE BANK OF INDIA SBIINTOUCH LITE, PADAMUGAL BRANCH

NO.XI673B1,SBIINTOUCH LITE,PADAMUGALKAKKANAD,NOEL HOUSE,POSTTRIKKAKARA,ERNAKULAM 682021

IFSC Code:
STATE BANK OF INDIA BANERJI ROAD BRANCH, ERNAKULAM BRANCH

NEAR HIGH COURT JUNCTION,CRYSTAL COMPLEX,BENARJEE ROAD ERNAKULAM 682031 KERALA

IFSC Code:

    How we work?

    We have greatly simplified your Personal Loan search in Kochi and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Kochi who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Kochi will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

    Cashkumar Kochi

    CASHKUMAR
    KOCHI

    Personal Loan in Kochi Reviews

    Personal Loan in Kochi by Cashkumar is rated
       4.2 / 5.0  by 13 users

    Write a Review

    Your reviews motivate us and help us make our service even better

    4/5
    I am very happy I came to this website for my loan. The reply is quick and the service very good. They compare loans from different banks and tell you about EMI calculator and cibil as well as other things. Thaks to them I got a personal loan at the lowest interest rate from hdfc bank.

    4/5
    I got a travel loan from bajaj finserv through this portal. It is a very interesting idea to check for loans from every bank and offer the one from the best loan provider. It greatly reduced my effort and also gave me a low rate of interest. I recommend Cashkumar to every per who requires a loan.

    4/5
    hello iam guruprasad from Kochi. How can I get a loan from your site. I need the money quickly and I do not want to approach all the banks as it will become very late then

    Reply:

    Hi Guruprasad, we will be happy to help you with the process. You just have to click on the apply for loan link and fill in the form which ask for your personal and financial details. After you fill it we will revert to you and confirm these details as also advice you on the possible rate of interest you will get. Once you confirm this we will send the details to the bank and inform you when the documents will be collected. then the bank will take over and service your application. The most we cab hope for is for the application to be processed in 72 hours if you respond on time.

    Cashkumar Team

    4.5/5
    Cashkumar team, it was great interacting with you and applying for a loan. The whole application process want extremely well and your staff was very helpful with advice. I finally got a good offer from citibank and I have taken the loan. I will tell about your service to all my friends and i have already liked your page as you asked for :)

    4/5
    Sir, this is a very good attempt to help us get loans in Kochi. I was happy that your people answered all my questions and told me about the best loan providers in the city from whom I can get a loan. Iam looking forward for my application to go through now.

    3/5
    my application has still not been approved and I was trying to call your number but it is engaged!!!

    Reply:

    Hi Ranil, apologies for your inconvenience. We do get a lot of requests in a day and sometimes the phone lines are occupied. We have noted your calls and will even now we are dialing your number to reach you. Regret the inconvenience!!!

    Cashkumar Team

    4/5
    Hi, well a good way to take a loan and appreciate what cashkumar has done to help me get it. They told me about the eligibility criteria and how it will affect my approval. Thankfully everything was all right and my loan got approved so thanks to Cahskumar and its staff.

    4/5
    I came to the site through a blog which referred to 10 mistakes that people make while applying for a personal loan. The article was eye-opening and revealed a lot of infomrtion on what not to do. There are so many silly mistakes we can make which will end up in rejection of application. I suggest the article to everyone and thanks to cashkumar for sharing the information.

    4.5/5
    Hello, Iam very happy with your response and service. I applied for a travel loan through your site and got extremely good advice. I also started chatting with your person on traveling and we had informal talk on places we will go to. This is very good customer service and made me feel really nice that your person did not try to hurry me and actually wanted to share a good talk. With such people you will always have customers coming in.

    4.5/5
    My friend recommended cahskumar to me and i am happy with their service.

    4/5
    Excellent website with a lot of information on various things connected to loans. They have EMI calculator

    Reply:

    documents required, eligibility calculator and also sections for different types of loans. Good for doing homework on loans and also applying for one.

    Cashkumar Team

    5/5
    Well laid out and informative website guys. The good point is the pain you have take to make it instructive for customers while also keeping a clean transactional interface!!! Will recommend to friends who need a loan.

    5/5
    Hi, my renovation loan request with kotak was handled very well and I got a quick approval for my loan. Thanks to you all.

    Personal Loan in Kochi by Cashkumar has been rated  4.2/5.0  by 13 users

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