Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Meerut. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Meerut include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Meerut, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Meerut. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Meerut give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Meerut is situated in the western Indian state of Uttar Pradesh and is the second largest city in the National Capital Region. It lies between the plains of Ganga and Yamuna. The city is known as the largest manufacturer of sports and musical instruments. Meerut was considered one among the ancient cities of Hastinapur which was the capital of Kaurava and Pandava kingdoms. The city also has ancient antecedents in the Indus Valley civilization. The city is divided into 80 wards for administration represented by elected corporators. The economy of the city is mainly based on manufacturing industries like sports and musical instruments, textile, transformer, sugar, distillery, chemical, paper, publishing and handlooms. Meerut is hub of many education institutes like Sardar Vallabhbhai Patel University of Agriculture and Technology, Swami Vivekanand Subharti University and Shobhit University. Notable places to visit when travelling to Meeru include Augharnath Mandir, Gandhi Bagh/Company Garden, Basilica of Our Lady of Graces, Hastinapur Wildlife Sanctuary among others.
Multiple banks and NBFCs have branches across the vast city of Meerut in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc.
We do not take a fee or commission from your amount when you apply for personal loan online in Meerut through us. We ensure that you get the best deal for personal loan in Meerut by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Meerut. We help process requirements in every area across the city of Meerut. You can get instant personal loan online approval in Meerut provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Meerut will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Meerut.
Check out the lowest interest rates for personal loans in Meerut by filling in the forms and letting our intuitive algorithm search for the best deal. We work with various banks and NBFCs as compared to personal loan agents in Meerut and thus are able to search for a better offer. The entire process is completed at your doorstep or through the use of technology to make it simple and convenient. You can get the lowest interest rates for personal loans in Meerut if you meet the eligibility criteria for various banks and NBFCs. All steps are taken in complete security and your data is always protected and secure through the entire transaction. Read all about personal loans, credit rating, EMIs and eligibility if you are wondering how to get a personal loan in Meerut. If you have your requirements ready then apply for a personal loan online by filling in our simple form or reaching out to us over phone. Instant online approval for personal loan in Meerut can also be obtained if you meet the exact criteria for a certain bank or NBFC.
Eligibility Criteria for Personal Loan in Meerut
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Meerut is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Dec 2018
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