Best Personal Loans in Paldi, Ahmedabad
Paldi houses the famous Sanskara Kendra Museum as well as the Tagore Memorial Hall. Located in the south western part of Ahmedabad, Paldi is considered as one the affluent localities with offices of multiple MNC’s setting shop in this area. The Bawa Tawakkal Dargah, Jalaram mandi, Saibaba temple and Shahi Masjid are some of the famous religious places in Paldi. One can also find hospitals like AIMS, Aneri hospital, ESI dispensary, Sanjivini Hospital and many more in and around Paldi. The Le Grande and Westend hotels can also be spotted here.
Personal loans in Ahmedabad are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Ahmedabad give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
There are multiple banks which offer a personal loan in Ahmedabad such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Ahmedabad such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.