Rajkot Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Rajkot. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Rajkot include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Rajkot, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Rajkot. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Rajkot give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Rajkot is an urban agglomeration situated in the Western Indian state of Gujarat. It lies on the banks of the Aji River and Nyari River. Rajkot is the administrative headquarters of Rajkot District and has a notable place in history as the home town of Mohandas Karamchand Gandhi. In the year 2013 the city has recognized as the Best Law and Order City of India. The city is administered under 29 wards led by elected representatives and counselllors. The economy is mainly based on Small Scale Industries with many units working on diesel engines, kitchen knives and other cutting appliances, machine tools etc. Stock trading has gained ground since the 90s and now software development is gaining ground and contributing to the economy and employment. The city is also wello known for its art and jewellery design sector. The city is home to universities and institutions like Jawahar Navodaya Vidyalaya, Saurashtra University, RK University (RKU), Alfred High School, Christ College etc. The notable places to visit as a tourist in the city are Shri Ramakrishna Ashrama, Funworld Rajkot, Rotary Dolls Museum, Saurashtra Cricket Association Stadium, ISKCON Rajkot, Sri Sri Radha Neelmadhav Dham, Aji Dam Garden among others.
Apply for personal loan online in Rajkot through us and get access to various deals and offers from different banks and NBFCs when they are available. If you want to know how to get a personal loan in Rajkot then call us on our number or fill in your details on our simple form. We will log your request and compare you details against the eligibility criteria of different banks and NBFCs to get you the best deal for personal loan in Rajkot. You can also get Instant personal loan online approval in Rajkot if your details match the ideal specifications of a bank/NBFC. With more and more personal loan agents in Rajkot, it can be rather confusing to find out which deal matches your exact requirement. We help you do this through our interactive service which helps you compare and get the lowest interest rates for personal loan in Rajkot. The entire service is delivered at your comfort with documents collected from your home, office or suitable location. Gain more information on our site of topics like EMI, eligibility, interest rates, credit score and other areas. Check your eligibility through our various calculators and get the best deal for personal loan in Rajkot. We do not charge you for our services and you will be advised every step of the way from application to disbursal for free.
If you are looking to find out which bank is best for personal loan in Rajkot then click on the apply online link and feed in your eligibility. Based on the factors we will present the banks which provide the best deal for your requirement. There are no set criteria for which bank is best for personal loan in Rajkot as the basis of getting a low interest rate depends entirely on your eligibility. The banks will look at your CIBIL Score, employment, salary and other factors before advancing you a loan.
Eligibility Criteria for Personal Loan in Rajkot
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
You would require basic documentation such as your address proof, identity proof, latest bank statements etc
Be informed of the different ways your Personal Loan Rate of Interest in Rajkot is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Aug 2018
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We have greatly simplified your Personal Loan search in Rajkot and will help you get it in four simple steps,
Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!
Your information is then passed through our proprietary eligibility algorithm to tell you the different banks and NBFCs in Rajkot who can lend to you.
After you choose a particular option that seems best to you, we call you and help you with the complete documentation.
The bank/partner in Rajkot will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.
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