Personal Loan in 
Shimla

Personal Loan Interest Rates in Shimla from 11.49% onwards for the month of Dec 2016

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HDFC Bank Personal Loan in Shimla

 

ICICI Bank Personal Loan in Shimla

 

Axis Bank Personal Loan in Shimla

 

Citibank Personal Loan in Shimla

 

Kotak Bank Personal Loan in Shimla

 

RBL Bank Personal Loan in Shimla

 

Tata Capital Personal Loan in Shimla

 

Fullerton Personal Loan in Shimla

 

IndusInd Bank Personal Loan in Shimla

 

Cashkumar Shimla

CASHKUMAR
SHIMLA

Best Personal Loan Providers in Shimla

Shimla Personal Loan are given by most major banks and financial institutions to individuals without asking for the requirement or need in Shimla. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Shimla include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Shimla, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Shimla. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Shimla give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

Shimla situated in the northern Indian state of Himachal Pradesh is the largest city in the state and its capital city. Shimla is also more popularly known as the “Queen of Hills” and is one of the most visited tourist spots in the country. Due to its temperate climate, Shimla is a much sought after place for political meetings culminating in various accords signed here. This gives the city a very important part in the history of this country. Rapid development of this mainly forest place happened after the coming here of the Biritsh and now the urban centre spans 25 wards. The economy of the city is mainly derived from tourism and education. The city houses many educational institutions and universities such as AP Goyal Shimla University, Himachal Pradesh University, VAG Group, University Institute of Information Technology, HP University Business School, University College of Business Studies, Bahra University. Shimla along with neighbouring hill towns of Kulu and Manali is one of the must visit destinations for Indias tourists searching for cold weather during hot summers in the plains. Every year thousands of tourists visit the city and also catch up on sightseeing at places like Jakhu Temple, Shimla Christ Church, Gaiety Heritage Cultural Complex, Tara Devi Temple, Annandale, Kali Bari Temple, Green Valley, Scandal Point, Jakhoo Hill among others.

Check out the lowest interest rates for personal loans in Shimla by filling in the forms and letting our intuitive algorithm search for the best deal. We work with various banks and NBFCs as compared to personal loan agents in Shimla and thus are able to search for a better offer. The entire process is completed at your doorstep or through the use of technology to make it simple and convenient. You can get the lowest interest rates for personal loans in Shimla if you meet the eligibility criteria for various banks and NBFCs. All steps are taken in complete security and your data is always protected and secure through the entire transaction. Read all about personal loans, credit rating, EMIs and eligibility if you are wondering how to get a personal loan in Shimla. If you have your requirements ready then apply for a personal loan online by filling in our simple form or reaching out to us over phone. Instant online approval for personal loan in Shimla can also be obtained if you meet the exact criteria for a certain bank or NBFC.

We do not take a fee or commission from your amount when you apply for personal loan online in Shimla through us. We ensure that you get the best deal for personal loan in Shimla by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Shimla. We help process requirements in every area across the city of Shimla. You can get instant personal loan online approval in Shimla provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Shimla will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Shimla.

Eligibility Criteria for Personal Loan in Shimla

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 15,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
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Documents Required for Shimla Personal Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16
Read More

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Banks where you can get a
Personal Loan in Shimla

Bank Address
ICICI BANK SHIMLA BRANCH

3, ARGYLE HOUSE, OPPOSITE LIFT THE MALL SHIMLA - 171001

IFSC Code:
STATE BANK OF INDIA SHIMLA MAIN BRANCH BRANCH

THE MALL, NEAR POST OFFICE,SHIMLA

IFSC Code:
STATE BANK OF INDIA SUMMER HILLS, SHIMLA BRANCH

H P UNIVERSITY SHIMLA DISTSHIMLA,HIMACHAL PRADESH 171005

IFSC Code:
STATE BANK OF INDIA PBB SHIMLA BRANCH

D-12, SECTOR-I, MAIN ROAD, RESIDENTIAL COLONY, NEW SHIMLA HIMACHAL PRADESH 173009

IFSC Code:
STATE BANK OF INDIA RASMECCC SARC, SHIMLA BRANCH

SBI MAIN BRANCH THE MALL SHIMLA DISTSIMLA STATE HIMACHAL PRADESH PIN171003

IFSC Code:
STATE BANK OF INDIA ZONAL OFFICE, SHIMLA BRANCH

ZONAL OFFICE ,SHIMLA

IFSC Code:
STATE BANK OF INDIA BOLLEAUGANJ,SHIMLA BRANCH

SHIMLA,HIMACHAL PRADESH, 171005 ,PIN - 171005

IFSC Code:
STATE BANK OF INDIA LOWER BAZAR, SHIMLA BRANCH

ANAJ MANDILOWER BAZARSIMLA

IFSC Code:
STATE BANK OF INDIA CHAUPAL BRANCH

TEHSIL CHAUPAL,DISTT.SHIMLA,HIMACHAL PRADESH

IFSC Code:
STATE BANK OF INDIA SHOGHI BRANCH

SHOGI, SHIMLA DISTRICT, HIMACHAL PRADESH171219

IFSC Code:
STATE BANK OF INDIA GHANAHATTI PARHECH BRANCH

PO GHANAHATTI, TEHSIL SHIMLA, DISTT SHIMLA, HIMACHAL PRADESH 171011

IFSC Code:
STATE BANK OF INDIA RBO 2 BRANCH

40, SDA COMPLEX KASUMPATI SHIMLA 171009

IFSC Code:
STATE BANK OF INDIA RBO 3, SHIMLA BRANCH

40, SDA COMPLEX, KASUMPATI, SHIMLA, HIMACHAL PRADESH171009

IFSC Code:

    How we work?

    We have greatly simplified your Personal Loan search in Shimla and will help you get it in four simple steps,

    Step 1

    Start your Personal loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

    Step 2

    Your information is then passed through our proprietary eligibility algorithm
    to tell you the different banks and NBFCs in Shimla who can lend to you.

    Step 3

    After you choose a particular option that seems best to you, we call you and help you with the complete documentation.

    Step 4

    The bank/partner in Shimla will then collect all your documents and start processing your loan. We will notify you when your documents are approved and when your personal loan is ready to be sanctioned.

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