Personal Loans are given by most major banks and financial institutions to individuals without asking for the requirement or need in Siliguri. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Siliguri include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.
If you need a Personal Loan in Siliguri, you must have a good credit history and adequate salary to get your personal loan sanctioned with a Bank or an NBFC in Siliguri. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Siliguri give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
Siliguri situated in the eastern Indian state of West Bengal. It lies on the banks of the river Mahananda and is located at the foothills of the Himalayan mountains. The city serves as a base for exploring this beautiful region and is a gateway to the Himalayas. The city was originally a small town and hamlet which flourished when the British introduced railways to the region. The economy of the city is based mostly on tourism with agriculture from the regions around it also contributing its bit. Educational facilities in the city depend on institutions like Gyan Jyoti College, Surendra Institute of Engineering & Management (SIEM), Siliguri Institute of Technology (SIT) etc. Siliguri is in itself an attractive tourist destination apart from connecting tourists to the vacation spots in the Himalayas. Places to see in and around the city include the Coronation Bridge, ISKCON Siliguri, Sri Sri Radha Madhavsundara, Kali Mandir, Hong Kong Market, The Science City, Chilapata Forest and Sourian Nature park among others.
All the major banks and NBFCs in the country have a network in Siliguri through their many branches. They offer personal loans in Siliguri along with a lot of other services relating to banking, investment, wealth management and advisory services. The banks have branches across the city which operate and cater to the needs of people at various locations in the city. All banks offer doorstep service for document collection for loan applications.
Apply for personal loan online in Siliguri through us and get access to various deals and offers from different banks and NBFCs when they are available. If you want to know how to get a personal loan in Siliguri then call us on our number or fill in your details on our simple form. We will log your request and compare you details against the eligibility criteria of different banks and NBFCs to get you the best deal for personal loan in Siliguri. You can also get Instant personal loan online approval in Siliguri if your details match the ideal specifications of a bank/NBFC. With more and more personal loan agents in Siliguri, it can be rather confusing to find out which deal matches your exact requirement. We help you do this through our interactive service which helps you compare and get the lowest interest rates for personal loan in Siliguri. The entire service is delivered at your comfort with documents collected from your home, office or suitable location. Gain more information on our site of topics like EMI, eligibility, interest rates, credit score and other areas. Check your eligibility through our various calculators and get the best deal for personal loan in Siliguri. We do not charge you for our services and you will be advised every step of the way from application to disbursal for free.
If you are looking to find out which bank is best for personal loan in Siliguri then click on the apply online link and feed in your eligibility. Based on the factors we will present the banks which provide the best deal for your requirement. There are no set criteria for which bank is best for personal loan in Siliguri as the basis of getting a low interest rate depends entirely on your eligibility. The banks will look at your CIBIL Score, employment, salary and other factors before advancing you a loan. In cases where you do not have a credit score and need a personal loan in Siliguri without CIBIL check, you can approach private and individual lenders through this platform. We provide a platform that aggregated various types and categories of lenders to suit each requirement.
Eligibility Criteria for Personal Loan in Siliguri
Age of the applicant should be between 21-60 Years
Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.
Should be staying in the city for at least 1 Year
Total work experience should be at least 2 Years
Basic documentation such as KYC, latest bank statements etc are required
Be informed of the different ways your Personal Loan Rate of Interest in Siliguri is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Personal Loan in Dec 2018
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