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Banks and other financial institutions issue their best rates to employees of TCS for loans and credit advances. As a reputed, large and profitable company TCS is regarded highly by banks/NBFCs and as such provide its employees with the lowest interest rates possible on loans. TCS is rated as a Super Category A company among all banks and NBFCs who give special discounts on personal loan interest rates. The lowest interest rates on personal loans for employees of TCS generally range between 11.49% and 13% per annum calculated on a reducing balance method.