Best Personal Loans in Thaltej, Ahmedabad
Thaltej,a part of western part of Ahmedabad is considered to be of the an excellent property at affordable prices. It is situated in close access to multiple areas such as Gurukul, Vastrapur, SIlaj and so on. This are a flourishing with multiple hotels and restaurants such as Patiala Pangat, Green Pearl restaurant and so on. The famous Colombia Hospital can be found in Thaltej. Multiple recreational activities such as PVR cinemas, swimming, Golf learning centres and so on can be found around this area.
Personal loans in Ahmedabad are given by most major banks and financial institutions to individuals without asking for the requirement or need. They are unsecured loans given from Rs. 50,000 to Rs. 40,00,000 which means that you need not mortgage anything or show an asset. The most common reason for taking a loan is debt consolidation. Some of the other reasons include medical, travel, home renovation, wedding and so on.
You need to have a good credit history and adequate salary to get a loan sanctioned. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Some of the banks in Ahmedabad give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.
There are multiple banks which offer a personal loan in Ahmedabad such as HDFC Bank, ICICI Bank, Kotak bank, Axis bank and so one. There are also multiple NBFC’s in Ahmedabad such as Bajaj Finserv, Fullerton, Tata Capital, etc which offer unsecured personal loans.