The above is an approximate interest rate range for Personal Loans from TATA CAPITAL. Your actual interest rate may vary depending on your financial history, credit score and other parameters
Dear Rohit, Thanks for the kind words. We are glad that we could help you with your personal loan requirement via our partner Tata Capital. Digitizing the document process is in the road map. However, RBI still insists on physical documentation and hence the complete process cannot be eliminated completely. However, we endure to make this process better.Cashkumar Team
Hi Melvin, Thank you for sharing your experience with us. We are glad we could help. Just one minor observation to the above comment, we went live with personal loans on the 3rd of August but the Forex side of Cashkumar has been live since June 2014. While we have got some good traction for forex we look at replicating this for personal loans too in quick time. It would be great if you could help us spread the word about our launch. It would me a lot to us. Thanks!Cashkumar Team
Thanks Saurav. Wish you a great trip to Europe and do not forget to buy Euros from Cashkumar J. We will definitely keep you posted as we expand our portfolio. Cheers!Cashkumar Team
The history of questionable dealings between the Tata Group and him, is a matter of record since he proudly flaunts his close personal bond with Mr. ...
Frequently Asked Questions
You can apply for Personal Loan from Tata Capital to the tune of Rs. 25,00,000.
Yes, Tata Capital allows you to pre-pay your Personal Loan in full or in part.
Yes, Tata Capital allows you to make a part-payment on your Personal Loan only 180 days after you have availed the same. A maximum of only 25% of the loan can be paid back as part of the pre-payment package within a year at zero charges. If a greater amount is paid back then a charge of 2% will be levied on the excess amount as a closure fee along with applicable taxes
The Step-Up Flexi EMI Plan from Tata Capital is an avenue through which you can opt for a gradual increase in the amount of your EMI as the tenure progresses. This allows you to pay a lower EMI at the start of the loan period and increase it gradually. This helps you to pay off a greater portion of the loan as your salary increases along the years.
The Step-Down Flexi EMI Plan from Tata Capital is the opposite of the earlier one where you can opt for paying a higher EMI at the beginning of the loan period and decrease the payments gradually. This is ideal if you have a high disposable income so you can clear off the maximum loan burden earlier.
The Bullet Flexi EMI Plan allows you to pre-pay part of the principal at periodic intervals decided earlier. Since the principal is being cut down time to time, it will help in lowering the amount of EMI each time. This plan is advised if you are getting a performance bonus at periodic intervals.
No, Tata Capital will not ask for any additional charges if you opt for the Bullet Flexi EMI Plan.
Yes. You can get a Personal Loan if you are a self-employed professional provided you have a minimum income of Rs. 2,00,000