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Easy Unsecured Loan on Cashkumar

It is now quick & simple to get easy loans of short duration between 3 to 12 months with peer to peer lending through Cashkumar. The process is simple to follow and almost entirely online. You can log in on the site, upload soft copies of documents, pay the registration fees and place a request. P2P loans are facilitated by Cashkumar between loan seekers and individual lenders through this platform. The loan amounts range between Rs. 20,000 to Rs. 1,00,000 and are given to salaried professionals.

The entire loan process is straightforward and uncomplicated from registration to approval and disbursal. We follow an easy loan processing system with verification of profile, credit analysis and residence validation. The entire process is transparent and instant decisions are given within a day. Loan disbursal is quick post receipt of final documents.

Since loan amounts are small and of short duration it is simple for multiple lenders to pledge small amounts and fulfil the amount quickly. This short-term loan is unsecured without the need for a collateral and can be paid back in fixed instalments. Easy loans through the P2P lending approach are available in India across cities like Bangalore, Hyderabad, Mumbai, Pune, Chennai, New Delhi, Noida and Gurgaon.

Documents Required for Easy Short Term Loan

  • Three passport size photographs
  • ID proof – Passport/Voter ID/Aadhar or Drivers Licence
  • Residence Proof – Passport/ Landline Bill/ Post-paid Mobile Bill/ Rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ Drivers Licence/ School Certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16

Basic Eligibility Criteria for Easy Short Term Loans

  • This loan is given to both individuals as well as self-employed businesses with different criteria. A salaried individual should be over 23 years, working in a credible company, must have a good credit score as well as fair bank balance.
  • Salaried individual with minimum income of Rs 20,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Mumbai, the salary requirement will be higher than non-metropolitan city and again if you are working in a top MNC, the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
  • For a business, there needs to be some relationship with the bank or a healthy bank transaction showing regular credits.

Customer Reviews

"Good approach, continuous followups, prompt communication and fast process. Out of 10, Cashkumar is No. 1 to serve customers who are in desperate situation to get loan facility." - Sabhitha Fernandez
"I never had thought that this was real until i had received the Money from Cashkumar. The bad experiences from Banks and private firms who give false promises that they would provide a loan and never do so had given me this impression. Thanks to Cashkumar who had kept their promise and a special appreciation to Ms "Sharmila" who is doing a fabulous job. Highly professional and never failed to communicate on time. I will for sure refer Cashkumar to my contacts." - Rajkumar Ramamoorthy

How do we make this an 'Easy Loan'?

Interest Rates for an Easy Loan

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