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Short Term Loan in 
Delhi NCR

Easy Short Term Loan Interest Rate offers in Delhi NCR from 1.5% flat per month onwards for the month of Apr 2024

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in Delhi NCR
Cashkumar Delhi NCR


Best Short Term Loan Providers in Delhi NCR

Cashkumar provides you with a range of short term loan and short term finance option in the state of Delhi and surrounding areas like Noida, Gurgaon, Faridabad and Ghaziabad. Short term loan are unsecured personal loans given for a smaller tenure usually between 1 to 12 months. The loan quantum usually is between Rs.10,000 and Rs. 2 lakh depending on the eligibility of the borrower.

These are quick loans with faster processing times so that the borrower can get the money in a shorter period of time. The interest is charged on a monthly basis as a flat rate. Salaried individuals in Delhi and the NCR region can now avail of short term loans from Cashkumar for a variety of reasons including travel, wedding, medical needs, rental deposits, electronic purchases etc. The loans are powered by the peer to peer lending model where investors with access to ready money fund the requirements of a particular borrower.

This is a crowdfunding model ideal for borrowers who are not being addressed by banks and NBFCs. With a large workforce employed with multiple Indian, multinational and government companies, Delhi along with Noida, Gurgaon has tremendous need for personal credit. Profiles in need who are left out of the financial system who can benefit from short term peer to peer loans include:

  • Inability to get a loan from a bank as the amount is small
  • Loan declined by a bank due to lesser salary
  • Loan not granted by banks as company is unlisted
  • Need to repay loan quickly without foreclosure charge
  • Inability to get a loan because of zero or low cibil score or credit score

Short term loans through the peer to peer model are entirely flexible and provide benefits out of the bounds of current offers. The entire transaction is electronic which results in faster processing times while the payment terms include facility for pre-closure without additional fees. A large population in Delhi deprived of credit for any reason or looking to reduce their tenure can avail these benefits. It is ideal for investors in Delhi to sponsor these loans to locally based borrowers.

If you are looking for a 1 month, 6 month or a 12 month loan in Delhi, Noida or Gurgaon, apply for a short term peer to peer loan through Cashkumar. With benefits mentioned above and finding eligibility outside banks and NBFCs, you can find the best offer for your requirement. Fill in the form below and upload your documents and our customer service executive will call you to confirm eligibility.

Eligibility Criteria for Short Term Loan in Delhi NCR

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 20,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc

Documents Required for Delhi NCR Short Term Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16

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Be informed of the different ways your Short Term Loan Rate of Interest in Delhi-NCR is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Short Term Loan in Apr 2024

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How we work?

We have greatly simplified your Short Term Loan search in Delhi-ncr and will help you get it in four simple steps,

Step 1

Start your Short Term Loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

Step 2

Your information is then passed through our proprietary eligibility algorithm
to tell you your eligibility and the rate of interest for your profile in Delhi-NCR.

Step 3

After that your loan requirement will be showcased to the various quick loan providers in Delhi-NCR.

Step 4

You will be able to track the different lenders on your Cashkumar Account and your loan amount should reach your bank account successfully in a few days.

Are you ready to find the lowest interest rates available for your Short Term Credit in Delhi-NCR?

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