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Quick Loan Online at Lowest Interest Rates

Quick Loan Interest Rates start from 1.7% per month. Go ahead & apply for a quick loan now!

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What is a Quick Loan?

If you are tired of waiting for banks to sanction loans, then a quick loan from Cashkumar is the solution to your requirements. Getting a loan is not normally an easy process. While banks claim to approve a loan in 4 minutes to 1 day, normally this is a conditional approval and actual disbursal can take weeks. Very few lenders can assure a truly quick loan with instant approval and fast disbursal. Peer to peer loans from Cashkumar are given for a short-term and smaller amounts to help you meet immediate needs. Most of the process is completed online to get a decision as soon as possible. Approved loans are processed with a small lead time to get lenders on board for the loan. While not instant, the entire system is geared to help you with getting a quick loan disbursal in a few days.

Quick Loan Process in Cashkumar

The process starts with validation of application, post which an offer is sent to you. As soon as the registration fee is paid and appropriate documents uploaded online, the credit team analyses the request through the quick response algorithm. If approved and accepted, the request is showcased to lenders who pledge their shares. Since these are short-term loans, requests are fulfilled fast and credited to your account as soon as required documents are received. The entire process can last from a couple of days to a week providing truly quick loan approval and disbursal.

Documents Required for Quick Short Term Loan

  • Three passport size photographs
  • ID proof – Passport/Voter ID/Aadhar or Drivers Licence
  • Residence Proof – Passport/ Landline Bill/ Post-paid Mobile Bill/ Rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ Drivers Licence/ School Certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16

Basic Eligibility Criteria for Quick Short Term Loans

  • This loan is given to both individuals as well as self-employed businesses with different criteria. A salaried individual should be over 23 years, working in a credible company, must have a good credit score as well as fair bank balance.
  • Salaried individual with minimum income of Rs 20,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Mumbai, the salary requirement will be higher than non-metropolitan city and again if you are working in a top MNC, the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
  • For a business, there needs to be some relationship with the bank or a healthy bank transaction showing regular credits.

Quick Credit help for Naveen

"It was a great experience compared to any banking institutions. Each and every point corresponding team will communicated with me to make sure all details are correct and everything happened in 3-4 days including loan disbursement. Really appreciate you guys for the job and not so many firms followup customers to make sure they got loan or not but you guys did from start to end. Highly recommended to use cash kumar"

This is the reaction from Naveen who required a 30,000 quickly to pay some medical bills. Recognizing the emergency of the situation the credit analysis was undertaken instantly and the loan approved. It took a day for the loan to be fully funded through 4 lenders and as such agreements sent. Naveen signed and sent the agreements across to us which took 2 days and the amount was credited to his account immediately upon the receipt of the documents. A fast an efficient process helping in a time of real need.

Quick Loan Interest Rates

Check the Interest Rates and EMIs using Quick Loan EMI Calculator at different monthly flat interest rates

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Want to explore a 3 months/6 months/9 months quick loan?

Click on the link below now if you are looking for a quick loan which is short-term in nature for amounts between Rs. 20,000 to Rs. 1,00,000 and tenures of 3 months to 12 months. We will ensure someone calls you soon and helps you with the request. Quick loans through P2P lending in India by Cashkumar are currently available in Bangalore, Mumbai, New Delhi, NCR, Hyderabad, Chennai and Pune.

Yes! Get me a Quick Loan