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Instant Loan Interest Rates start from 1.7% per month. Go ahead & apply for a quick loan now!

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What is an Instant Loan?

An instant loan from Cashkumar is available for registered and verified borrowers with completed documentation on the platform. Quick approvals are also given for existing borrowers requiring a top-up or a new loan. The entire system is geared towards making instant loan approvals possible for new as well as old borrowers. Cashkumar provides peer to peer loans with amounts ranging from Rs. 20,000 to Rs. 1,00,000 with tenure from 3 to 12 months. Since the amount is small it takes lesser time to fulfil approved loan requests through lenders resulting in faster disbursals.

Instant Loan Process in Cashkumar

Loan requests are taken up instantly to be verified by our executives and passed on for credit analysis as soon as you register with proper documentation. Our system analyses the profile and provides quick decisions on whether a loan is approved or declined. The entire process takes a minimum of 1 day resulting in instant loan approvals if the profile matches requirements.

Lenders on the platform invest in approved cases and pledge a share of the loan while transferring money into the account. A loan seeker has to send the agreement/s to Cashkumar and the money is transferred instantly upon receipt of the documents. While the loan approval is fast, the time to disbursal can take a few days based on loan pledges, verification and receipt of documents. The team at Cashkumar ensures that there is no unrequired documentation or other delays affecting the quick disbursal of loans.

Documents Required for Instant Short Term Loan

  • Three passport size photographs
  • ID proof – Passport/Voter ID/Aadhar or Drivers Licence
  • Residence Proof – Passport/ Landline Bill/ Post-paid Mobile Bill/ Rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ Drivers Licence/ School Certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16

Basic Eligibility Criteria for Instant Short Term Loans

  • This loan is given to both individuals as well as self-employed businesses with different criteria. A salaried individual should be over 23 years, working in a credible company, must have a good credit score as well as fair bank balance.
  • Salaried individual with minimum income of Rs 20,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Mumbai, the salary requirement will be higher than non-metropolitan city and again if you are working in a top MNC, the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc
  • For a business, there needs to be some relationship with the bank or a healthy bank transaction showing regular credits.

Customer Reviews

"It was an awesome and fantastic experience with Cashkumar. Their response is very prompt and professional. They have fantastic workforce, headed by Ms Sharmila and Trupti. Minimum important documentation and hassle free service they offered and you can get your money in bank in exact time. I would like to refer my friends and colleagues for the same because they are GENUINE. Cashkumar Rocks." - Subra kumar Dey
"Great Experience" and "Incomparable Customer Service". Getting money in utmost need with such an ease is really commendable. Trupti Deshpande has been caring throughout, she made sure everything works out flawlessly and she is a classic example of GREAT CUSTOMER CARE. I would surely recommend CASHKUMAR amongst my friends and even share my experiance. Wish you a Great Journey ahead to CASHKUMAR & SPECIAL THANKS to TRUPTI." - Sameer Gandhe

Here is one of our customers talking about his experience with Cashkumar!

Instant Loan Interest Rates

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