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Easy Short Term Loan Interest Rate offers in Pune from 1.5% flat per month onwards for the month of Jun 2024

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Cashkumar Pune


Best Short Term Loan Providers in Pune

Pune is one of the largest cities in the western India state of Maharashtra and a rising destination for the IT and manufacturing sectors. The city contains offices of all the major IT and ITES companies including TCS, Cognizant, Wipro, Infosys, IBM and others which attract young employees from all over India. Given the abundance of a young workforce in the city, there is no small need for short term loans or short term finance. Residents of Pune feel the need to get loans ranging from Rs. 10,000 to Rs. 2,00,000 to meet a variety of needs including travel, rental deposits, wedding/marriage, medical needs, renovation, goods purchases etc.

Short term loans are usually quick loans extended for a period of 1 to 12 months with various facilities that are favourable to the borrower. They differ from personal loans extended by banks and NBFCs in being smaller in size and for a shorter timeframe. These are fast loans with quick approvals given and most processes implemented online for immediate disbursal.

The short term loans at Cashkumar are given through the peer to peer lending method where investors with spare money agree to fund the requirements of borrowers requiring credit. Borrowers get the facility to pre-close the loans at their discretion providing a route to get out of debt quickly.

Short term private loans are the perfect debt instrument for people in Pune seeking smaller loans and a way to access rolling credit. The loans can be topped up on successful completion of EMI payments. The rate of interest is flat and charged on a monthly basis. Situations and profiles which can benefit from short term loans through the P2P method include:

  • Inability to get a loan from a bank as the amount is small
  • Loan not processed by a bank/financial institutions due to lesser salary
  • Working in an unlisted company with Banks or NBFCs
  • To avoid foreclosure charges while quicker repayment of loan
  • Low CIBIL Score or No Credit History Problems

If you are looking for short term loans with tenures ranging from 1 month, 3 months, 6 months to 9 months and 12 months then apply here with your details. We will connect with you with the best offer in Pune along with facilities like rolling credit, 0% pre-closure, faster processing times and quick disbursals.

Eligibility Criteria for Short Term Loan in Pune

  • Age of the applicant should be between 21-60 Years
  • Salaried individual with minimum income of Rs 20,000. Salary bracket would again depend on the city you live in and the company you work for. Eg. If you are in a Metro the salary requirement will be higher than non-metro and again if you are working in a top MNC the salary requirement would be lesser than one working with a startup.
  • Should be staying in the city for at least 1 Year
  • Total work experience should be at least 2 Years
  • You would require basic documentation such as your address proof, identity proof, latest bank statements etc

Documents Required for Pune Short Term Loan

  • Three passport size photographs
  • ID proof – Passport/voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ post paid mobile bill/ rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Banking Statement - 6 months bank statements
  • Job Stability & Continuity – Offer Letter, Relieving Letter and Form 16

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Be informed of the different ways your Short Term Loan Rate of Interest in Pune is calculated so that you take the right decision when it comes to choosing your loan at the lowest interest rates. Apply below to get started and to know the offers that are available on your Short Term Loan in Jun 2024

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How we work?

We have greatly simplified your Short Term Loan search in Pune and will help you get it in four simple steps,

Step 1

Start your Short Term Loan search by using our simple natural language form. Trust us, it takes only 37 seconds to complete!

Step 2

Your information is then passed through our proprietary eligibility algorithm
to tell you your eligibility and the rate of interest for your profile in Pune.

Step 3

After that your loan requirement will be showcased to the various quick loan providers in Pune.

Step 4

You will be able to track the different lenders on your Cashkumar Account and your loan amount should reach your bank account successfully in a few days.

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